Card-present vs keyed entry
Card-present transactions use a physical terminal at the counter. Keyed or online entry is a different risk and pricing category. Cinder’s Deluxe integration is designed for supported in-store chip, tap, and swipe payments.
What to review before you switch
- Published example rates by plan and card brand
- Whether each register gets its own terminal ID
- How refunds and settlements appear in your back office
- What remains controlled by your merchant agreement
Cinder publishes starting in-store rate examples on the Solutions page. Final rates require merchant approval.