Chip, tap, and swipe
Supported in-store EMV transactions run through a configured Deluxe terminal.
Payments
Card-present payments, settled with confidence.
Cinder POS takes chip, tap, and swipe through Deluxe terminals at the register — and ties every sale to settlement reporting you can review.
How it works
In-person payments, built into the register.
In-person only
Keyed, card-not-present, ACH, and online checkout are not part of the current integration.
Per-register terminals
Each register is configured with its own Deluxe terminal ID so activity stays separated.
Settlement reconciliation
Managers review payment activity and reconcile register totals against settlements.
Published rates
Plan rates, published up front.
Rates below are published examples for supported in-store transactions. Your approved Deluxe merchant agreement controls final terms.
| Payment type | Basic | Premium |
|---|---|---|
| In-store Visa, Mastercard & Discover (swipe, chip, tap) | 2.60% + $0.10 | 2.49% + $0.08 |
| American Express (in-store) | 2.60% + $0.10 | 2.49% + $0.10 |
Card processing is provided by Deluxe®. Approval, assessments, reserves, chargebacks, settlement timing, and card-network terms are controlled by Deluxe and its partners. Compare plans on the pricing page.
Talk payments with us
Bring your current statement to a demo.
We will walk through register setup, terminal configuration, and the published rates for your plan — then confirm terms in writing.
Cinder POS
Point of sale for retail, restaurants, and daycare.
Checkout, attendance, reporting, and card-present payments in one browser-based platform — with a database of your own.
- TLS encrypted site traffic on every page
- Deluxe EMV terminals for supported in-store card-present payments
- Database-per-tenant isolation for merchant data
- Written setup terms before launch and processing activation